Trade Credit

Shop now. Pay later with Iwoca Pay. 

Spread the cost of your trade carpets, vinyl, laminate or LVT flooring orders up to £30,000 with iwocaPay

We accept iwocaPay to give trade customers more control when it comes to paying. iwocaPay is available for UK Limited Businesses and LLPs on orders of £150 to £30,000.

Here’s how it works: 

Set up a spending limit with iwocaPay ahead of your next purchase

We use iwocaPay to provide our trade customers with an approved spending limit up to £30,000. You can use as much or as little of it as you like and it’s totally interest free.

• Click here to set up a spending limit with iwocaPay. It only takes a few minutes and won’t affect your credit score. If you’re approved you’ll be able to spread the cost on all your orders up to your spending limit.
• Select iwocaPay at the checkout 
• You’ll get redirected to the iwocaPay checkout page to complete your payment. Once that’s done we’ll receive the funds from iwocaPay and process your order. 

When you get to the iwocaPay checkout you’ll see two choices:

Pay Later: you’ll be able to set up a payment plan with iwocaPay to split the cost into 3 or 12 equal monthly payments.

You can pay off any of the payment plans early without any hidden fees!

Pay in 3 months	Pay in 12 months	Pay in 30 days
Representative interest rate of 2.5% per month You don’t pay a penny for the first 30 days You pay in 3 equal monthly instalments	Representative interest rate of 3.33% per month You don’t pay a penny for the first 30 days You pay in 12 equal monthly instalments	Representative interest rate of 2.5% per month You don’t pay a penny for the first 30 days Full amount due on day 30

 

Click here to view iwocaPay’s FAQ’s.